How Our Legal Terms Apply to Your Account
When you open an account with us, you enter into an agreement governed by the terms published on this page. These terms cover how we process personal information submitted during registration — your phone number, payment wallet identifiers (such as your DANA or OVO account reference),
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and transaction records linked to GoPay or QRIS deposits. We retain transaction data for the period required under applicable financial regulations and delete personal identifiers on verified request. Any dispute arising from account activity is addressed through the contact path listed in our support section. Eligibility
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to access specific product areas depends on local law; we apply region-level controls where Indonesian law requires them. We update these terms when our data practices change and notify you via the email or phone number on your account before changes take effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.